Summary of User’s Issue and Suggested Solutions: The main problem reported by the user is the lack of filtering options on the “Find an Advisor” page, specifically for investment topics and qualifications beyond just location. The user suggested adding filters for specific advisory topics such as retirement planning, tax planning, and various certifications (CFP, CFA,…
Here’s a summary of the user’s reported problem and the solutions discussed: Main Problem: The user maxed out their Roth IRA for 2024 while ineligible and requested a Return of Excess, but their Traditional IRA contribution tracker still shows the 2024 contributions maxed out. Solution 1: The contribution tracker will not update after a Return…
Here’s a summary of the main problem and solutions discussed: Main Problem: The user is interested in converting an IRA and a traditional 401k to a Roth IRA but seeks guidance on the process, potential tax implications, and how to avoid moving into a higher tax bracket. Solution: Fidelity provides articles outlining the advantages and…
Summary of User’s Issue and Solutions Discussed: The user wants to contribute to their SEP IRA for the year 2022 before the filing deadline, but the web system only allows transfers for the current year, 2023. Fidelity clarified that the contribution deadline for SEP IRAs aligns with the tax filing deadline of the business, which…
Summary of User Concerns and Solutions: Main Problem: The user, Jgamer2iscool, is experiencing a delay in receiving their debit card, which has been pending for over two weeks and is causing inconvenience. Solution Provided: FidelityCaitlin suggests checking the “Manage Debit Cards” page on Fidelity.com to track the shipment status and offers the option to submit…
Summary of User’s Issue and Solutions Discussed: The main problem reported by the user is difficulty in turning off the Dividend Reinvestment Plan (DRIP) for future equity purchases, despite following the steps to manage dividends. Fidelity suggested that the issue may occur if the election to have dividends sent to the core was completed after…
Main Problem: Dagan White is unable to add a leg to an existing long call to create a bull spread using the Fidelity mobile app, and the app does not recognize the long call as collateral. Solutions Discussed: Currently, there is no option to add a leg on the Fidelity mobile app, but the feedback…
Here’s the summary of the user’s issue and the solutions presented: Main Problem: The user is unable to trade with unsettled funds in their account, which restricts their trading ability until the funds settle after about five days. Possible Solutions: Check the Message Center on Fidelity.com for any notifications regarding account restrictions. Review the potential…
Summary of User Concern and Solutions: Main Problem: The user, Nick, is unable to add money back to his Roth IRA after making a withdrawal because he has already reached the contribution limit of $7,000 for the year. The Fidelity representatives confirmed that withdrawals from a Roth IRA do not reset the contribution limit for…
Summary of the user’s inquiry and solutions discussed: Main Problem: The user wants to know if it’s possible to transfer specified lots of shares (not the entire holding) from one Fidelity brokerage account to another, as they wish to separate long-holds from short-holds. Solution: Most whole and partial share transfers can be initiated on the…
Summary of User Concerns and Solutions: The main problem reported is the frustration with banks imposing holds on funds transferred into new accounts, affecting customers who have no prior issues with checks bouncing. One suggested solution is to wait for the hold period to end, as funds will eventually be available for withdrawal. Another point…
Here’s a summary of the main problem and solutions discussed in the conversation: Main Problem: The user’s friend in Australia is struggling to start trading due to local requirements and is looking for information on Fidelity’s account setup. Solution Provided: Fidelity representative suggested that the friend check Fidelity International’s website for more information, specifically providing…
Summary of User’s Issue and Solutions Discussed: The main problem reported by Bren is that they have not received the $50 bonus promotion for their youth account even after 17 days of opening it. Fidelity responded by asking Bren to reach out through Modmail on their subreddit for further assistance. Alternatively, if Bren does not…
Main Problem: The user made a mistake on their application and is uncertain whether to correct it or let it expire. Possible Solutions: Contact Fidelity through Modmail on their subreddit for personalized assistance. Send a private message on platforms like Facebook or Instagram if the user does not have a Reddit account. Reach out to…
Summary of User’s Issue and Solutions Discussed: Main Problem: The user, r.styler, is having trouble logging into their NetBenefits account and is receiving an error code (628). Initial Troubleshooting Steps: The user was advised to manually enter the web address, clear browser cache and cookies, and try logging in from different devices and browsers. Error…
Summary: The main problem reported by the user is confusion about the forms needed for transferring an Empower IRA to Fidelity, specifically which form Fidelity requires and whether they need to request a Letter of Acceptance from Fidelity. Fidelity recommends starting the Transfer of Assets (TOA) process through their website, ensuring the account at Fidelity…
Here’s a summary of the main problem and solutions discussed in the post: Main Problem: The user mistakenly contributed to a 2024 Roth IRA, unaware that their joint income with their spouse would exceed the contribution limit, and is concerned about the recharacterization process and potential value decrease of the contribution. Solution 1: The user…
Here’s a summary of the main issue and the responses regarding the user’s concern: Main Problem: The user noticed a typo in the android app where “expense ration” is displayed instead of “expense ratio.” They are unsure if this is a bug or a different term. Solution Provided: Fidelity representative acknowledged the feedback and confirmed…
Summary of User Concern and Solutions: The main problem reported by the user is the inability to execute a combined order for selling a cash secured put and a call spread, receiving an error message that the order exceeds their option level, despite being approved for both strategies. A suggested solution is to change the…
Summary of User Inquiry and Response: The main problem reported by the user is the confusion regarding the difference in managing dividends and capital gains in a money market core position, specifically between the options “reinvest in security” and “Deposit to Core Account.” The solution provided indicates that there is no difference in the outcome…