See 2023 Roth IRA deposit history?
Summary of User’s Inquiry and Solutions Provided:
- The main problem reported by the user is the discrepancy between the contribution number on their Roth IRA page and the amount listed on their Form 5498, leading them to seek clarification on how to view their total contributions for 2023.
- Fidelity explained that users are responsible for tracking their contributions, but they can access total contribution data through the IRS tax form 5498, available on Fidelity’s website under “Tax Forms & Information.”
- Users can also view their total end-of-year contributions by checking their December statement for Year-to-Date contributions or by using the “Performance” tab on Fidelity.com, which provides comprehensive contribution history.
- For further assistance with understanding Roth IRA eligibility, Fidelity provided a link to the IRA Contribution Calculator and recommended consulting a tax professional for specific questions.
Here’s the full thread
I see a contribution number on the ROTH IRA page that is different from my Form 5498, and I wanted to ask if there is a way to see how much I contributed to my Roth IRA in 2023? Want to make sure I max out my contribution
We appreciate you reaching out, @PeachGardenOath.
Ultimately, the taxpayer is responsible for keeping track of contributions made into a retirement account, like a Roth IRA. However, our systems are designed to keep track of the total contributions made across all eligible retirement account(s) within the tax year and will be reported on Internal Revenue Service (IRS) tax form 5498. You have access to these documents on Fidelity.com (login required) by navigating to “Accounts & Trade,” and then selecting “Tax Forms & Information.” You can also view total End-of-Year contributions to an IRA by going to your December statement and looking at the contributions Year-to-Date for each year that we have on record (typically going back 10 yrs).
Alternatively, you can view the total contributions made into an IRA by going to the “Performance” tab on Fidelity.com after logging in. The Performance tab is located on the Summary page and will show all contribution data from the creation of your Fidelity account. Keep in mind, this information is updated on a monthly basis.
If we can be of assistance in the future, please don’t hesitate to reach out. We’re happy to help where we can. 🟢
ok, personal responsibility. also, is there a fidelity roth ira eligibility tool/calculator? remember seeing one but dont know where
It sounds like you’re referring to the IRA Contribution Calculator. I’ll link it below for your convenience.
IRA Contribution Calculator: https://www.fidelity.com/calculators-tools/ira-contribution-calculator
With that said, if you have questions about your specific situation, a tax professional is your best resource. 🟢