Here’s a summary of the main problem and solutions discussed in the post: Main Problem: The user wants to manage both their and their wife’s Fidelity 401k accounts under one login to avoid logging into separate accounts daily. Solution: Fidelity does not allow sharing login credentials, as it voids their Customer Protection Guarantee. Solution: The…
Summary of User Inquiry and Solutions: Main Problem: The user, Lyr1ca, inquired about how to obtain their physical debit card for a Fidelity Youth account and whether it would be mailed automatically. Solution: Fidelity confirmed that a debit card is automatically created and mailed after the user accepts the final Youth Account agreement. Timeline: The…
Summary of Issues and Solutions: The user is unable to transfer money after linking their bank account to the Fidelity app, as the account is not showing as available for transfers. To resolve this, the user may need to verify their bank account ownership through the Early Warning System (EWS), which is a consumer-reporting agency….
Summary of the User’s Issue and Solutions Discussed: The main problem reported by the user is the inability to view the full account number of a linked account on their phone app; they can only see the last four digits. A suggested solution is to visit the “Linked accounts & banks” page on Fidelity.com to…
Here’s a summary of the main problem and solutions discussed in the post: Main Problem: The user is inquiring about opening a 529 College Savings Plan for their child while receiving disability checks, and whether they can convert their workplace Fidelity account to a personal account if they quit their job. Solution for 529 Plan:…
Summary: The main problem reported by the user is the concern about Fidelity potentially freezing their account due to large transactions during an upcoming trip. Fidelity provided a solution by advising the user to set up travel notifications through their online account. To enable travel notifications, the user should log in to Fidelity.com, navigate to…
Summary of User’s Inquiry and Solutions Discussed: Main Problem: The user is seeking clarification on fees, penalties, and risks associated with enabling International Trading for European stocks and ETFs in their Fidelity account. The user must enable International Trading to access European stocks and ETFs, but is concerned about any potential costs involved. There are…
Summary of User Issue and Solutions: The main problem reported by the user is that their watch list in the Fidelity app has disappeared or been deleted. Fidelity acknowledged the issue and is working to resolve it. As a temporary solution, users are advised to log out and back into the app, and avoid using…
Summary: The main problem reported by the user is how to determine the specific holding lengths of T-bills, such as whether they are 1 month, 3 months, or 6 months. To identify the holding length of T-bills, the user can check the issue and maturity dates in the Positions tab on Fidelity.com, although there isn’t…
Summary of User’s Concern and Solutions: The main problem reported by the user is whether Fidelity reports all NRA withholdings through a 1042-S form at the end of the fiscal year. Fidelity clarified that eligibility to receive a 1042-S form is determined by the client’s status as of December 31 of the prior tax year….
Summary: The main problem reported by the user is uncertainty about how outbound domestic wire transfers from Fidelity are labeled when received by the destination bank. Fidelity clarified that outbound wires typically show as coming from National Financial Services. Fidelity does not charge a fee for wire transfers, but users should check with their receiving…
Here’s a summary of the main problem and solutions discussed in the conversation: Main Problem: The user, PleasantHistorian, is unsure whether withdrawing $1,000 from a foreign ATM would draw from their margin allowance when they only have $500 in settled cash. Solution 1: FidelityLinsey explained that in a margin-enabled account, withdrawals first come from the…
Here’s a summary of the main problem and solutions discussed in the post: Main Problem: Carlito, a 17-year-old who just started working at the University of Miami, is confused about a retirement savings plan (RSP) that appeared in his portfolio. Solution 1: Fidelity representative Shawn explains that RSP stands for “Retirement Savings Plan” and suggests…
Summary of User’s Inquiry and Solutions Provided: The main problem reported by the user was whether they could watch recorded webinars after they happen. Fidelity confirmed that webinars may be available online through an archived webinars page after the event, and registrants will receive direct links via email once available. For accessing archived webinars, users…
Summary of Main Problem and Solutions: The user, Kelaum, is concerned about withdrawing $9,000 from their Roth IRA, specifically whether they can do so penalty-free after only having the account for 8 months. Withdrawals of contributions to a Roth IRA can be made at any time without penalty or tax, as taxes have already been…
Summary of User’s Issue and Solutions Discussed: The main problem reported is that the user is unable to re-enable Face ID for logging into the Fidelity Investments mobile app, as it now requires a password and 2FA verification each time. Suggested solutions included: Log in manually and disable biometrics under “General settings.” Uninstall all Fidelity…
Here’s a summary of the main problem reported by the user and the solutions discussed: Main Problem: The user, MLG, is experiencing an issue where international ETFs purchased on non-US exchanges are categorized as “Unknown” instead of being identified as “Foreign stock” on the Fidelity platform. Solution Provided: FidelityHeather explained that asset classifications in Full…
Here’s a summary of the main problem and solutions discussed in the conversation: Main Problem: The user, Lyr1ca, is experiencing issues with their Fidelity Youth account not syncing cash back and “learn to earn” features when added to Quicken. Suggested Solution: Fidelity representative Shawn recommends that Lyr1ca contact their technical support group for assistance with…
Summary: The user is confused about their investment after a 10-for-1 stock split of NVIDIA shares, as their total gains appeared to decrease by several hundred dollars. The representative explains that the stock split increases the total number of shares while maintaining the shareholder’s proportional ownership, resulting in a lower price per share. They clarify…
Summary of User’s Issue and Solutions Discussed: The main problem reported by the user is that their newly created account was closed shortly after opening, preventing them from transferring money from their linked bank. The suggested solution is for the user to call customer service for assistance in reviewing and correcting the account issue. Fidelity…